Council Bluffs' Trusted Insurance Partner
Looking for an insurance partner who truly understands your needs?
At Ruby Insurance, we don't just sell policies — we build lasting relationships. From personal coverage to business protection, our experienced team is here to guide you every step of the way.
About Us
A tradition of trust, service, and personalized care
For years, Ruby Insurance has stood as a cornerstone of the Council Bluffs community, offering insurance solutions that are as unique as the people and businesses we serve.
We believe that insurance is more than a transaction — it's a promise. A promise that when life's unexpected moments arrive, you'll have someone in your corner who knows your name, understands your situation, and will fight for your best interests.
Our approach is simple: listen first, then craft a coverage plan that fits your life and budget. Whether you're a homeowner, a small business owner, or preparing for the future of your family, we bring the same dedication and expertise to every client.
Integrity First
Honest advice, transparent pricing, and no high-pressure sales tactics.
Personal Attention
Every client receives individualized service from a dedicated agent.
Local & Accessible
Conveniently located on Vista Ln, always ready to meet in person.
Our Services
Comprehensive coverage for every chapter of life
From protecting your home to securing your business, we offer a full spectrum of insurance products tailored to your unique needs.
Homeowners Insurance
Protect your most valuable asset with comprehensive coverage that safeguards your home, belongings, and peace of mind against life's uncertainties.
Auto Insurance
Drive with confidence knowing you're covered. We offer competitive rates on liability, collision, comprehensive, and uninsured motorist coverage.
Life Insurance
Secure your family's financial future with term, whole, or universal life insurance. We'll help you find the right balance of protection and affordability.
Business Insurance
Whether you run a small shop or a growing enterprise, we provide tailored commercial policies including general liability, property, and workers' compensation.
Health & Medicare
Navigate healthcare coverage with ease. We offer Medicare supplements, individual health plans, and guidance to help you make informed decisions.
Financial Planning
Looking beyond insurance? We connect you with trusted financial resources for retirement planning, investments, and long-term wealth building.
Why Choose Ruby Insurance
What sets us apart from the rest
In a world of call centers and automated systems, we've chosen a different path — one rooted in personal relationships and genuine care for our clients.
Dedicated Personal Agent
You'll never be passed around to a call center. Your dedicated agent knows your policy, your history, and your story — and they're just a phone call away.
Tailored Coverage Plans
No cookie-cutter policies here. We take the time to understand your unique situation and design coverage that actually fits your life and budget.
Claims Advocacy
When you need us most, we're there. We guide you through the claims process, advocate on your behalf, and work to ensure a fair and timely resolution.
Community Rooted
We're your neighbors. Proudly serving Council Bluffs and the surrounding communities, we invest in the places and people we serve.
Client Testimonials
Hear what our clients have to say
Ruby Insurance has been our family's trusted advisor for years. They took the time to understand our needs and found us the perfect coverage at a price we could afford. I always feel like I'm talking to a friend, not a salesperson.
Running a small business is stressful enough without worrying about insurance gaps. Ruby Insurance walked me through every option and made sure my business was properly protected. Their claims support when we needed it was outstanding.
After my husband passed, I was overwhelmed by all the decisions ahead. The team at Ruby Insurance was patient, compassionate, and incredibly thorough. They helped me understand everything and made a difficult time much easier to bear.
Get in Touch
Let's start a conversation about your coverage
Whether you need a quote, have a question, or simply want to review your current policies, we're here to help. Reach out today — no obligation, just honest advice.
Our Office
17834 Vista Ln
Council Bluffs, IA 51503-4246
Phone
Office Hours
Monday – Friday: 9:00 AM – 5:00 PM
Saturday – Sunday: By appointment
Send Us a Message
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